How does the 52-week challenge work?

Week 1: save $1. Week 2: save $2. Week 52: save $52. Total: $1,378. Or reverse it — start big when motivation is high.

Can I modify the amounts?

Absolutely. Double it for $2,756. Use $5 increments for $6,890. Or keep flat: $25/week = $1,300/year.

High-yield savings (4-5% APY). Keep it separate from checking so you don't spend it. Auto-transfer helps.

Double up next week. Or swap weeks — do a lower week when cash is tight, higher week when you have extra.

Start at $52, go down to $1. Harder amounts when motivation is highest. December is easiest. Many prefer this.

Start at $1, add $1 each week. Simple math, big results. Print the tracker, check off each week.

Week 1 = $1. Week 2 = $2. Week 52 = $52. Total = $1,378. Reverse it for an easier December. Auto-transfer to a separate account.

Quarter	Weeks	Saving Range	Total Saved	Status
Q1 (Jan-Mar)	Weeks 1–13	$1 – $13	$91	Easy Start
Q2 (Apr-Jun)	Weeks 14–26	$14 – $26	$260	Building Habit
Q3 (Jul-Sep)	Weeks 27–39	$27 – $39	$429	Getting Serious
Q4 (Oct-Dec)	Weeks 40–52	$40 – $52	$598	Heavy Lifting
Total Year	52 Weeks	$1 – $52	$1,378	Goal Reached! 🏆

Print and check off each week. Watch your savings grow. $1,378 by year's end.

Reverse: Start at $52, go down to $1. Hardest weeks when motivation is highest.
Double: $2, $4, $6... = $2,756/year. For higher income.
Flat $25/week: $1,300/year. More predictable budgeting.
$5 increment: $5, $10, $15... = $6,890/year. Aggressive saver.
Biweekly: Match to paycheck cycle. Combine 2 weeks per deposit.

Auto-transfer. Set up automatic weekly transfers. Don't rely on willpower.
Separate account. Out of sight, out of mind. High-yield savings earns interest too.
Use found money. Cash back, rebates, loose change — dump it all in the savings challenge.
Visual tracker. Print this checklist and put it on your fridge. Checking boxes = dopamine.
Tell someone. Accountability partner makes you 65% more likely to succeed.

Week 1: $1. Week 2: $2. Week 52: $52. Total: $1,378.

Yes. Double it, use $5 increments, or keep flat $25/week.

High-yield savings. Separate from checking. Auto-transfer.

Double up next week, or swap with a lower week.

Start at $52, go to $1. Hard weeks when motivated. Easy December.