Debt Payoff Tracker — Snowball & Avalanche Methods

Track every debt, payment, and milestone. Snowball or avalanche — pick your method, crush your debt.

List all debts. Pick snowball (smallest first) or avalanche (highest interest first). Pay minimums on all except target. Attack target with everything extra.

📋 Step 1: List Your Debts

Snowball Method (Smallest First)

🏔️ Avalanche Method (Highest Rate First)

💰 Find Extra Money

🏆 Milestones to Celebrate

📥 Download Debt Payoff Tracker

Print. List your debts. Pick a method. Track every payment. Become debt-free.

📄 PDF

FAQ

Snowball: smallest first (motivation). Avalanche: highest rate first (saves money).

List all debts. Balance, minimum, rate. Pick method. Attack target debt.

Cancel subs, sell stuff, side hustle, cut dining. Even $50/month helps.

$1,000 emergency fund first, then attack debt aggressively.

Depends on balance and payments. Use a calculator. Knowing the date motivates.