Track your emergency fund, vacation, car, or house down payment. Visual progress tracker.
Pick one savings goal. Automate a weekly deposit. Track it visually. That's it. Below: goal-setting framework, savings challenges, and a printable tracker.
Print it and put it where you see it daily. Visible goals get achieved.
20% of income (50/30/20 rule). Can't do 20%? Start with $50. Any consistent amount beats irregular large deposits.
$5/week, automated. Cancel one subscription. Cook one more meal at home. $5/week = $260/year.
1) $1,000 mini emergency fund, 2) high-interest debt, 3) full emergency fund, 4) retirement, 5) other goals.
Start with $1,000. Build to 3-6 months of expenses. Single income → 6 months. Dual → 3 months.
High-yield savings account (HYSA) earning 4-5%. Separate from checking. Not regular savings at 0.01%.
Total cost ÷ months until trip = monthly auto-transfer. Separate account labeled "Vacation."
Week 1: $1, Week 2: $2... Week 52: $52. Total: $1,378. Reverse version (start with $52) works better.
$1,000 emergency fund first. Then attack high-interest debt. No emergency fund → any surprise = more debt.
Visual tracker (this page). Update weekly. Print and color in milestones. Seeing progress motivates.
Save whatever you can. 1% is better than 0%. Increase 1% monthly. Habit > amount. Automate it.